Editor's Picks — 2026

Best Banks for Crypto & Web3 Companies

Banks with a track record of accepting crypto businesses, exchanges, and Web3 companies — with SEPA access and crypto-friendly compliance teams.

Crypto-friendly
Accepts exchanges, custodians, and DeFi protocols.
VASP compliance
Specialist teams for MiCA and VASP regulatory requirements.
SEPA & SWIFT
Full international payment rails for fiat settlement.
Deposit protection
€100,000 DGS coverage per depositor.

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Best Banks for Crypto & Web3 Companies

Finding a bank that accepts crypto businesses is one of the biggest operational challenges in the industry. Most traditional banks have blanket policies against crypto-related businesses. The banks listed here have demonstrated willingness to work with exchanges, custodians, DeFi protocols, and crypto funds — with specialist compliance teams that understand VASP requirements and MiCA.

Frequently Asked Questions

Which banks accept crypto businesses in Europe?

A small number of specialist banks and EMIs actively serve crypto businesses: Bankera, Nexpay, Bitstamp (for their own clients), and some Eastern European banks. Most mainstream banks still decline crypto businesses.

Do I need a VASP licence to open a bank account for a crypto business?

Not always, but having a VASP registration significantly improves approval chances. Banks are more likely to onboard regulated crypto businesses with clear AML/KYC procedures.

Selection Criteria

  • Accepts crypto business accounts
  • SEPA and SWIFT access
  • VASP / MiCA compliance support
  • Multi-currency accounts
  • Crypto on/off-ramp capabilities
  • AML/KYC for crypto transactions
  • Dedicated relationship manager
  • API access

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