# Gibraltar International Bank: Business accounts

> A Gibraltar bank offering relationship-managed business accounts: a GBP current account with currency accounts, Faster Payments, CHAPS, SEPA and SWIFT, with a dedicated service for the gaming industry. £15 a month for the Business Account, £100 for professional clients and free for the Community Account. Accounts are opened by emailed questionnaire and certified documents, not online.

Finzil profile: https://finzil.com/providers/gibraltar-international-bank · Provider website: https://gibintbank.gi · Facts checked: 2026-10-21

## Key facts

- **Monthly fee:** £15 (Business Account; Professional £100, Community £0)
- **Currencies:** 3 (GBP, EUR, USD)
- **Onboarding:** 3–5 days (typical)
- **Provider type:** Bank (Gibraltar-licensed)
- **IBAN:** Account in the company's name with sort code 60-83-14; IBAN and BIC for CHAPS and SWIFT
- **Payment rails:** Faster Payments, CHAPS, SEPA, SWIFT
- **Safeguarding:** Gibraltar Deposit Guarantee Scheme member
- **Headquarters:** Gibraltar
- **Currency codes:** GBP, EUR, USD
- **Trustpilot:** 2.9 from 2 reviews (checked 2026-10-21)

## Who can apply

- **Non-resident owners** (owner or director living outside the company's country): Not published
- **Countries of incorporation accepted:** Not published
- **Countries of incorporation refused:** Not published
- **Owner residency accepted:** Not published
- **Owner residency refused:** Not published
- **Owner nationality refused:** Not published
- **Company types accepted:** Companies, Sole traders, Trusts, Charities, clubs and associations (Community Account), Business introducers (Intermediary Account)

## Industries

- **Industries served:** iGaming, Import and export, Startups and SMEs, NGOs and charities
- **Prohibited industries (provider's own list):** Not published
- **Permitted industries (provider's own list):** Gaming; Wholesale; Shipping; Importers and exporters (trade finance); Business introducers (Intermediary Account); Charities, clubs and associations (Community Account); Start-ups, small businesses and established companies

## Licences

- Gibraltar: Gibraltar Financial Services Commission, Bank, Gibraltar International Bank Limited, register no. 19582 (https://www.fsc.gi/regulated-entity/gibraltar-international-bank-limited-19582)

Safeguarding: The bank is a member of the Gibraltar Deposit Guarantee Scheme; deposits may be protected where they qualify as eligible deposits.

## Fees

Source: https://www.gibintbank.gi/wp-content/uploads/2025/09/Fees-Charges-Guide-18.09.2025.pdf (checked 2026-10-21)

### Plans

- **Business Account:** 15 GBP a month
- **Professional client account:** 100 GBP a month
- **Community Account:** Free (Charities, clubs and associations)

### Outgoing

- SEPA: £15
- Faster Payments (GBP): £1
- CHAPS (GBP): £25
- SWIFT / international: £25

### Currency exchange (FX)

- FX markup: Not published

### Cards

- Physical card issue: Not published

## Opening an account

Opening an account typically takes three to five business days.

1. **Questionnaire.** Download the business questionnaire and email it to gibraltar@gibintbank.gi.
2. **Review.** The bank confirms whether more information is needed.
3. **Application forms.** If accepted, the bank emails the application forms and the list of documents.
4. **Account opened.** Submit the forms and certified documents to the Business Team; the account is opened within 14 days if everything is in order.

Documents: Certificate of Incorporation; Company profile from Companies House; Company Tax Identification Number (TIN); Certificate of Good Standing (if incorporated for over 12 months); Counterparties Agreements/Contracts; Source of Funds (e.g. 6 months’ bank statements); Source of Wealth (e.g. a CV or career summary); Board Resolution authorising the account opening; Identification and proof of address for Directors, Shareholders, Company Secretary, Beneficial Owners (25%+) and Signatories; Trade Licence (if applicable); UBO Register; W9 Form (if a US national is involved); W8 Form (if a US entity is involved)

## Pros and cons

- Pro: A Gibraltar-licensed bank with a dedicated gaming-sector service
- Pro: GBP current account with currency accounts and four payment rails
- Pro: Open to companies, sole traders, trusts and charities (Community Account is free)
- Pro: Faster Payments cost £1 and SWIFT or CHAPS £25
- Pro: Relationship manager support
- Con: Not online: you email a questionnaire and submit certified documents, with set-up within 14 days
- Con: £15 a month for the Business Account and £100 for professional clients
- Con: Accepted countries, owner residency and prohibited industries are not published
- Con: The FX margin is not published
- Con: Trustpilot has only 2 reviews

## Finzil's take (opinion)

Gibraltar International Bank is a small relationship bank worth a look for gaming and trade businesses that want a Gibraltar GBP account with currency accounts. Expect paperwork and a conversation, not an app sign-up.

## Alternatives

- [Dukascopy Bank](https://finzil.com/providers/dukascopy): Bank · Switzerland
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## FAQ

**Is Gibraltar International Bank a bank?**

Yes. Gibraltar International Bank Limited is authorised by the Gibraltar Financial Services Commission (permission 19582) and is a member of the Gibraltar Deposit Guarantee Scheme.

**How much do the business accounts cost?**

The Business Account is £15 a month, the Professional client account £100 and the Community Account has no maintenance fee. Faster Payments out cost £1, SEPA £15, and SWIFT and CHAPS £25 each.

**Can I open an account online?**

No. You email a questionnaire, then submit application forms and certified documents; the bank sets up the account within 14 days of receiving everything.

**Does the bank serve gaming companies?**

Yes. It has a dedicated gaming-sector service with payment processing and compliance support; no licence list is published.

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